Toombs County, Georgia home prices
Typical home $171,022 · +1.6% in a year · property tax 0.9%
The typical home in Toombs County is worth $171,022, 48% less than the Georgia typical home ($329,115). Values changed +1.6% in the past year and +27.8% over five years. Homeowners here pay a median 0.9% of their home's value in property tax each year ($1,542 on the typical home), versus 0.77% statewide.
Mortgage on the typical Toombs County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,204 | $136,817 | $920 | $0 | $214 | $1,134 | $48,600 |
| 10% down | $17,102 | $153,920 | $1,035 | $64 | $214 | $1,314 | $56,300 |
| 5% down | $8,551 | $162,471 | $1,093 | $68 | $214 | $1,375 | $58,900 |
| 3.5% down (FHA) | $5,986 | $167,924 | $1,130 | $76 | $214 | $1,419 | $60,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Vidalia metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bibb County | $170,006 | +2.4% | 1.03% |
| Decatur County | $169,821 | +4.8% | 0.95% |
| Brantley County | $172,578 | +7.7% | 1.19% |
| Bleckley County | $173,007 | +8.2% | 0.95% |
| Cook County | $168,973 | +6.9% | 0.78% |
| Montgomery County | $173,631 | +5.9% | 1.04% |
| Echols County | $168,349 | +4.0% | 0.91% |
| Worth County | $174,359 | +9.9% | 1.13% |
| Chattooga County | $175,003 | +4.0% | 0.88% |
| Pulaski County | $175,071 | +2.5% | 0.93% |
Frequently asked questions
What is the average home price in Toombs County, GA?
The typical home value in Toombs County is $171,022 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Toombs County?
About $48,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Toombs County?
The median effective rate is 0.9% of home value a year (Census ACS 2024 5-year estimates).