Chattooga County, Georgia home prices
Typical home $175,003 · +4.0% in a year · property tax 0.88%
The typical home in Chattooga County is worth $175,003, 47% less than the Georgia typical home ($329,115). Values changed +4.0% in the past year and +19.5% over five years. Homeowners here pay a median 0.88% of their home's value in property tax each year ($1,547 on the typical home), versus 0.77% statewide.
Mortgage on the typical Chattooga County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,001 | $140,003 | $942 | $0 | $216 | $1,158 | $49,600 |
| 10% down | $17,500 | $157,503 | $1,060 | $66 | $216 | $1,342 | $57,500 |
| 5% down | $8,750 | $166,253 | $1,118 | $69 | $216 | $1,404 | $60,200 |
| 3.5% down (FHA) | $6,125 | $171,834 | $1,156 | $77 | $216 | $1,450 | $62,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Summerville metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pulaski County | $175,071 | +2.5% | 0.93% |
| Burke County | $175,149 | +8.0% | 0.68% |
| Worth County | $174,359 | +9.9% | 1.13% |
| Coffee County | $176,005 | +2.8% | 0.76% |
| Montgomery County | $173,631 | +5.9% | 1.04% |
| Evans County | $176,544 | +13.7% | 1.02% |
| Bleckley County | $173,007 | +8.2% | 0.95% |
| Brantley County | $172,578 | +7.7% | 1.19% |
| Toombs County | $171,022 | +1.6% | 0.9% |
| Bibb County | $170,006 | +2.4% | 1.03% |
Frequently asked questions
What is the average home price in Chattooga County, GA?
The typical home value in Chattooga County is $175,003 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chattooga County?
About $49,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chattooga County?
The median effective rate is 0.88% of home value a year (Census ACS 2024 5-year estimates).