Echols County, Georgia home prices
Typical home $168,349 · +4.0% in a year · property tax 0.91%
The typical home in Echols County is worth $168,349, 49% less than the Georgia typical home ($329,115). Values changed +4.0% in the past year and +12.3% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($1,529 on the typical home), versus 0.77% statewide.
Mortgage on the typical Echols County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,670 | $134,680 | $906 | $0 | $212 | $1,118 | $47,900 |
| 10% down | $16,835 | $151,515 | $1,019 | $63 | $212 | $1,294 | $55,500 |
| 5% down | $8,417 | $159,932 | $1,076 | $67 | $212 | $1,354 | $58,000 |
| 3.5% down (FHA) | $5,892 | $165,300 | $1,112 | $74 | $212 | $1,398 | $59,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Valdosta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cook County | $168,973 | +6.9% | 0.78% |
| Decatur County | $169,821 | +4.8% | 0.95% |
| Bibb County | $170,006 | +2.4% | 1.03% |
| Colquitt County | $165,756 | +6.3% | 0.84% |
| Toombs County | $171,022 | +1.6% | 0.9% |
| Wilkes County | $164,586 | +7.0% | 1.05% |
| Brantley County | $172,578 | +7.7% | 1.19% |
| Bleckley County | $173,007 | +8.2% | 0.95% |
| Montgomery County | $173,631 | +5.9% | 1.04% |
| Worth County | $174,359 | +9.9% | 1.13% |
Frequently asked questions
What is the average home price in Echols County, GA?
The typical home value in Echols County is $168,349 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Echols County?
About $47,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Echols County?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).