Upson County, Georgia home prices
Typical home $184,998 · +4.4% in a year · property tax 0.85%
The typical home in Upson County is worth $184,998, 44% less than the Georgia typical home ($329,115). Values changed +4.4% in the past year and +46.0% over five years. Homeowners here pay a median 0.85% of their home's value in property tax each year ($1,571 on the typical home), versus 0.77% statewide.
Mortgage on the typical Upson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,000 | $147,999 | $996 | $0 | $223 | $1,219 | $52,200 |
| 10% down | $18,500 | $166,498 | $1,120 | $69 | $223 | $1,413 | $60,600 |
| 5% down | $9,250 | $175,748 | $1,182 | $73 | $223 | $1,479 | $63,400 |
| 3.5% down (FHA) | $6,475 | $181,647 | $1,222 | $82 | $223 | $1,527 | $65,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Thomaston metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Schley County | $184,684 | +2.6% | 0.9% |
| Berrien County | $185,696 | +2.7% | 0.86% |
| Elbert County | $183,642 | +4.2% | 0.91% |
| Marion County | $183,035 | +7.3% | 0.71% |
| Brooks County | $187,434 | +5.5% | 1.14% |
| Screven County | $188,184 | +12.6% | 1.22% |
| Talbot County | $181,343 | +2.0% | 1.16% |
| Laurens County | $181,297 | +4.3% | 0.66% |
| Muscogee County | $188,877 | +3.2% | 0.86% |
| Glascock County | $190,762 | +5.2% | 1.03% |
Frequently asked questions
What is the average home price in Upson County, GA?
The typical home value in Upson County is $184,998 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Upson County?
About $52,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Upson County?
The median effective rate is 0.85% of home value a year (Census ACS 2024 5-year estimates).