Schley County, Georgia home prices
Typical home $184,684 · +2.6% in a year · property tax 0.9%
The typical home in Schley County is worth $184,684, 44% less than the Georgia typical home ($329,115). Values changed +2.6% in the past year and +24.1% over five years. Homeowners here pay a median 0.9% of their home's value in property tax each year ($1,653 on the typical home), versus 0.77% statewide.
Mortgage on the typical Schley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,937 | $147,747 | $994 | $0 | $230 | $1,224 | $52,500 |
| 10% down | $18,468 | $166,216 | $1,118 | $69 | $230 | $1,417 | $60,700 |
| 5% down | $9,234 | $175,450 | $1,180 | $73 | $230 | $1,483 | $63,600 |
| 3.5% down (FHA) | $6,464 | $181,339 | $1,220 | $82 | $230 | $1,532 | $65,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Americus metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Upson County | $184,998 | +4.4% | 0.85% |
| Berrien County | $185,696 | +2.7% | 0.86% |
| Elbert County | $183,642 | +4.2% | 0.91% |
| Marion County | $183,035 | +7.3% | 0.71% |
| Brooks County | $187,434 | +5.5% | 1.14% |
| Talbot County | $181,343 | +2.0% | 1.16% |
| Laurens County | $181,297 | +4.3% | 0.66% |
| Screven County | $188,184 | +12.6% | 1.22% |
| Muscogee County | $188,877 | +3.2% | 0.86% |
| Glascock County | $190,762 | +5.2% | 1.03% |
Frequently asked questions
What is the average home price in Schley County, GA?
The typical home value in Schley County is $184,684 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Schley County?
About $52,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Schley County?
The median effective rate is 0.9% of home value a year (Census ACS 2024 5-year estimates).