Laurens County, Georgia home prices
Typical home $181,297 · +4.3% in a year · property tax 0.66%
The typical home in Laurens County is worth $181,297, 45% less than the Georgia typical home ($329,115). Values changed +4.3% in the past year and +15.6% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($1,198 on the typical home), versus 0.77% statewide.
Mortgage on the typical Laurens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,259 | $145,038 | $976 | $0 | $190 | $1,166 | $50,000 |
| 10% down | $18,130 | $163,168 | $1,098 | $68 | $190 | $1,356 | $58,100 |
| 5% down | $9,065 | $172,233 | $1,159 | $72 | $190 | $1,421 | $60,900 |
| 3.5% down (FHA) | $6,345 | $178,014 | $1,198 | $80 | $190 | $1,468 | $62,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Dublin metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Talbot County | $181,343 | +2.0% | 1.16% |
| Marion County | $183,035 | +7.3% | 0.71% |
| Elbert County | $183,642 | +4.2% | 0.91% |
| Schley County | $184,684 | +2.6% | 0.9% |
| Upson County | $184,998 | +4.4% | 0.85% |
| Berrien County | $185,696 | +2.7% | 0.86% |
| Evans County | $176,544 | +13.7% | 1.02% |
| Coffee County | $176,005 | +2.8% | 0.76% |
| Brooks County | $187,434 | +5.5% | 1.14% |
| Burke County | $175,149 | +8.0% | 0.68% |
Frequently asked questions
What is the average home price in Laurens County, GA?
The typical home value in Laurens County is $181,297 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Laurens County?
About $50,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Laurens County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).