Muscogee County, Georgia home prices
Typical home $188,877 · +3.2% in a year · property tax 0.86%
The typical home in Muscogee County is worth $188,877, 43% less than the Georgia typical home ($329,115). Values changed +3.2% in the past year and +30.4% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($1,617 on the typical home), versus 0.77% statewide.
Mortgage on the typical Muscogee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,775 | $151,102 | $1,016 | $0 | $229 | $1,246 | $53,400 |
| 10% down | $18,888 | $169,990 | $1,144 | $71 | $229 | $1,444 | $61,900 |
| 5% down | $9,444 | $179,434 | $1,207 | $75 | $229 | $1,511 | $64,800 |
| 3.5% down (FHA) | $6,611 | $185,456 | $1,248 | $84 | $229 | $1,560 | $66,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Columbus metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Screven County | $188,184 | +12.6% | 1.22% |
| Brooks County | $187,434 | +5.5% | 1.14% |
| Glascock County | $190,762 | +5.2% | 1.03% |
| Berrien County | $185,696 | +2.7% | 0.86% |
| Upson County | $184,998 | +4.4% | 0.85% |
| Schley County | $184,684 | +2.6% | 0.9% |
| Tattnall County | $193,995 | +8.2% | 0.9% |
| Elbert County | $183,642 | +4.2% | 0.91% |
| Richmond County | $194,252 | +2.4% | 0.84% |
| Marion County | $183,035 | +7.3% | 0.71% |
Frequently asked questions
What is the average home price in Muscogee County, GA?
The typical home value in Muscogee County is $188,877 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Muscogee County?
About $53,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Muscogee County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).