Mendocino County, California home prices
Typical home $480,674 · -1.2% in a year · property tax 0.69%
The typical home in Mendocino County is worth $480,674, 37% less than the California typical home ($761,538). Values changed -1.2% in the past year and -20.1% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($3,327 on the typical home), versus 0.72% statewide.
Mortgage on the typical Mendocino County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $96,135 | $384,539 | $2,587 | $0 | $518 | $3,104 | $133,000 |
| 10% down | $48,067 | $432,606 | $2,910 | $180 | $518 | $3,608 | $154,600 |
| 5% down | $24,034 | $456,640 | $3,072 | $190 | $518 | $3,780 | $162,000 |
| 3.5% down (FHA) | $16,824 | $471,967 | $3,175 | $213 | $518 | $3,905 | $167,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Ukiah metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stanislaus County | $461,114 | +0.2% | 0.71% |
| Alpine County | $508,465 | -2.0% | 0.77% |
| San Joaquin County | $519,776 | -2.1% | 0.75% |
| Sacramento County | $521,128 | -0.5% | 0.73% |
| Inyo County | $524,036 | +5.7% | 0.74% |
| Sutter County | $432,267 | +0.2% | 0.75% |
| Calaveras County | $429,409 | -2.0% | 0.73% |
| Madera County | $421,927 | +1.7% | 0.7% |
| Amador County | $415,589 | -0.3% | 0.71% |
| Yuba County | $415,272 | -0.8% | 0.74% |
Frequently asked questions
What is the average home price in Mendocino County, CA?
The typical home value in Mendocino County is $480,674 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mendocino County?
About $133,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mendocino County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).