Stanislaus County, California home prices
Typical home $461,114 · +0.2% in a year · property tax 0.71%
The typical home in Stanislaus County is worth $461,114, 39% less than the California typical home ($761,538). Values changed +0.2% in the past year and +10.6% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($3,295 on the typical home), versus 0.72% statewide.
Mortgage on the typical Stanislaus County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $92,223 | $368,891 | $2,482 | $0 | $505 | $2,987 | $128,000 |
| 10% down | $46,111 | $415,003 | $2,792 | $173 | $505 | $3,470 | $148,700 |
| 5% down | $23,056 | $438,059 | $2,947 | $183 | $505 | $3,634 | $155,800 |
| 3.5% down (FHA) | $16,139 | $452,762 | $3,046 | $204 | $505 | $3,755 | $160,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Modesto metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mendocino County | $480,674 | -1.2% | 0.69% |
| Sutter County | $432,267 | +0.2% | 0.75% |
| Calaveras County | $429,409 | -2.0% | 0.73% |
| Madera County | $421,927 | +1.7% | 0.7% |
| Amador County | $415,589 | -0.3% | 0.71% |
| Yuba County | $415,272 | -0.8% | 0.74% |
| Alpine County | $508,465 | -2.0% | 0.77% |
| Merced County | $413,640 | -0.3% | 0.67% |
| Humboldt County | $412,733 | -2.4% | 0.64% |
| Fresno County | $404,056 | +1.1% | 0.74% |
Frequently asked questions
What is the average home price in Stanislaus County, CA?
The typical home value in Stanislaus County is $461,114 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stanislaus County?
About $128,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stanislaus County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).