Fresno County, California home prices
Typical home $404,056 · +1.1% in a year · property tax 0.74%
The typical home in Fresno County is worth $404,056, 47% less than the California typical home ($761,538). Values changed +1.1% in the past year and +17.6% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($2,973 on the typical home), versus 0.72% statewide.
Mortgage on the typical Fresno County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,811 | $323,245 | $2,174 | $0 | $450 | $2,624 | $112,500 |
| 10% down | $40,406 | $363,651 | $2,446 | $152 | $450 | $3,048 | $130,600 |
| 5% down | $20,203 | $383,853 | $2,582 | $160 | $450 | $3,192 | $136,800 |
| 3.5% down (FHA) | $14,142 | $396,738 | $2,669 | $179 | $450 | $3,297 | $141,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Fresno metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Humboldt County | $412,733 | -2.4% | 0.64% |
| Merced County | $413,640 | -0.3% | 0.67% |
| Butte County | $394,052 | +0.2% | 0.69% |
| Yuba County | $415,272 | -0.8% | 0.74% |
| Amador County | $415,589 | -0.3% | 0.71% |
| Madera County | $421,927 | +1.7% | 0.7% |
| Mariposa County | $385,831 | -0.8% | 0.61% |
| Tuolumne County | $385,440 | -1.2% | 0.66% |
| Imperial County | $382,001 | +4.7% | 0.77% |
| Calaveras County | $429,409 | -2.0% | 0.73% |
Frequently asked questions
What is the average home price in Fresno County, CA?
The typical home value in Fresno County is $404,056 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fresno County?
About $112,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fresno County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).