Tuolumne County, California home prices
Typical home $385,440 · -1.2% in a year · property tax 0.66%
The typical home in Tuolumne County is worth $385,440, 49% less than the California typical home ($761,538). Values changed -1.2% in the past year and -0.2% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($2,548 on the typical home), versus 0.72% statewide.
Mortgage on the typical Tuolumne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,088 | $308,352 | $2,074 | $0 | $405 | $2,479 | $106,300 |
| 10% down | $38,544 | $346,896 | $2,334 | $145 | $405 | $2,883 | $123,600 |
| 5% down | $19,272 | $366,168 | $2,463 | $153 | $405 | $3,021 | $129,500 |
| 3.5% down (FHA) | $13,490 | $378,458 | $2,546 | $170 | $405 | $3,121 | $133,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Sonora metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mariposa County | $385,831 | -0.8% | 0.61% |
| Imperial County | $382,001 | +4.7% | 0.77% |
| Butte County | $394,052 | +0.2% | 0.69% |
| Colusa County | $371,142 | +0.6% | 0.62% |
| Shasta County | $367,699 | +0.0% | 0.69% |
| Fresno County | $404,056 | +1.1% | 0.74% |
| Plumas County | $364,061 | -0.1% | 0.7% |
| Kings County | $363,953 | +3.0% | 0.75% |
| Del Norte County | $361,100 | -1.1% | 0.61% |
| Tulare County | $360,861 | +1.9% | 0.7% |
Frequently asked questions
What is the average home price in Tuolumne County, CA?
The typical home value in Tuolumne County is $385,440 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Tuolumne County?
About $106,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Tuolumne County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).