Sonora, CA home prices
Typical home $385,395 · -1.2% in a year · income needed $106,200
The Sonora, CA metro area ranks 171 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.2% in a year and -0.2% over five years. With 20% down at 7.11%, the typical home costs about $2,479 a month including 0.66% property tax (Tuolumne County rate).
Mortgage on the typical Sonora home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,079 | $308,316 | $2,074 | $0 | $405 | $2,479 | $106,200 |
| 10% down | $38,539 | $346,855 | $2,333 | $145 | $405 | $2,883 | $123,600 |
| 5% down | $19,270 | $366,125 | $2,463 | $153 | $405 | $3,021 | $129,500 |
| 3.5% down (FHA) | $13,489 | $378,414 | $2,546 | $170 | $405 | $3,121 | $133,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Sonora area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tuolumne County, CA | $385,440 | -1.2% | 0.66% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Sonora?
The typical home in the Sonora, CA metro area is worth $385,395 (Zillow, September 2026).
What salary do you need to buy a house in Sonora?
About $106,200 a year for the typical home with 20% down at 7.11%.