Fresno, CA home prices
Typical home $404,052 · +1.1% in a year · income needed $112,500
The Fresno, CA metro area ranks 147 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.1% in a year and +17.6% over five years. With 20% down at 7.11%, the typical home costs about $2,624 a month including 0.74% property tax (Fresno County rate).
Mortgage on the typical Fresno home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,810 | $323,241 | $2,174 | $0 | $450 | $2,624 | $112,500 |
| 10% down | $40,405 | $363,646 | $2,446 | $152 | $450 | $3,048 | $130,600 |
| 5% down | $20,203 | $383,849 | $2,582 | $160 | $450 | $3,192 | $136,800 |
| 3.5% down (FHA) | $14,142 | $396,733 | $2,669 | $179 | $450 | $3,297 | $141,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fresno area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fresno County, CA | $404,056 | +1.1% | 0.74% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Fresno?
The typical home in the Fresno, CA metro area is worth $404,052 (Zillow, September 2026).
What salary do you need to buy a house in Fresno?
About $112,500 a year for the typical home with 20% down at 7.11%.