Ukiah, CA home prices
Typical home $480,687 · -1.2% in a year · income needed $133,000
The Ukiah, CA metro area ranks 84 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.2% in a year and -20.1% over five years. With 20% down at 7.11%, the typical home costs about $3,104 a month including 0.69% property tax (Mendocino County rate).
Mortgage on the typical Ukiah home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $96,137 | $384,550 | $2,587 | $0 | $518 | $3,104 | $133,000 |
| 10% down | $48,069 | $432,618 | $2,910 | $180 | $518 | $3,608 | $154,600 |
| 5% down | $24,034 | $456,653 | $3,072 | $190 | $518 | $3,780 | $162,000 |
| 3.5% down (FHA) | $16,824 | $471,980 | $3,175 | $213 | $518 | $3,905 | $167,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Ukiah area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mendocino County, CA | $480,674 | -1.2% | 0.69% |
What can you afford in California on your salary? · California home prices · Salaries in California
Frequently asked questions
How much is a house in Ukiah?
The typical home in the Ukiah, CA metro area is worth $480,687 (Zillow, September 2026).
What salary do you need to buy a house in Ukiah?
About $133,000 a year for the typical home with 20% down at 7.11%.