Houston County, Alabama home prices
Typical home $200,548 · +1.5% in a year · property tax 0.31%
The typical home in Houston County is worth $200,548, 16% less than the Alabama typical home ($238,614). Values changed +1.5% in the past year and +27.2% over five years. Homeowners here pay a median 0.31% of their home's value in property tax each year ($615 on the typical home), versus 0.38% statewide.
Mortgage on the typical Houston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,110 | $160,438 | $1,079 | $0 | $152 | $1,231 | $52,700 |
| 10% down | $20,055 | $180,493 | $1,214 | $75 | $152 | $1,441 | $61,800 |
| 5% down | $10,027 | $190,520 | $1,282 | $79 | $152 | $1,513 | $64,800 |
| 3.5% down (FHA) | $7,019 | $196,915 | $1,325 | $89 | $152 | $1,565 | $67,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Dothan metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Russell County | $197,342 | +4.5% | 0.38% |
| Colbert County | $196,003 | +2.0% | 0.4% |
| Mobile County | $195,684 | +0.4% | 0.47% |
| Randolph County | $207,016 | +4.3% | 0.25% |
| Winston County | $207,200 | +6.5% | 0.32% |
| Henry County | $193,549 | +1.6% | 0.34% |
| Jackson County | $189,054 | -0.5% | 0.3% |
| Jefferson County | $214,208 | +1.5% | 0.59% |
| De Kalb County | $215,383 | +5.2% | 0.32% |
| Etowah County | $185,226 | +5.8% | 0.39% |
Frequently asked questions
What is the average home price in Houston County, AL?
The typical home value in Houston County is $200,548 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Houston County?
About $52,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Houston County?
The median effective rate is 0.31% of home value a year (Census ACS 2024 5-year estimates).