Randolph County, Alabama home prices
Typical home $207,016 · +4.3% in a year · property tax 0.25%
The typical home in Randolph County is worth $207,016, 13% less than the Alabama typical home ($238,614). Values changed +4.3% in the past year and +7.2% over five years. Homeowners here pay a median 0.25% of their home's value in property tax each year ($515 on the typical home), versus 0.38% statewide.
Mortgage on the typical Randolph County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,403 | $165,613 | $1,114 | $0 | $146 | $1,261 | $54,000 |
| 10% down | $20,702 | $186,315 | $1,253 | $78 | $146 | $1,477 | $63,300 |
| 5% down | $10,351 | $196,666 | $1,323 | $82 | $146 | $1,551 | $66,500 |
| 3.5% down (FHA) | $7,246 | $203,267 | $1,367 | $92 | $146 | $1,605 | $68,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.25% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Winston County | $207,200 | +6.5% | 0.32% |
| Houston County | $200,548 | +1.5% | 0.31% |
| Jefferson County | $214,208 | +1.5% | 0.59% |
| De Kalb County | $215,383 | +5.2% | 0.32% |
| Russell County | $197,342 | +4.5% | 0.38% |
| Colbert County | $196,003 | +2.0% | 0.4% |
| Mobile County | $195,684 | +0.4% | 0.47% |
| Lawrence County | $220,468 | +0.5% | 0.29% |
| Bibb County | $220,480 | +3.6% | 0.2% |
| Henry County | $193,549 | +1.6% | 0.34% |
Frequently asked questions
What is the average home price in Randolph County, AL?
The typical home value in Randolph County is $207,016 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Randolph County?
About $54,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Randolph County?
The median effective rate is 0.25% of home value a year (Census ACS 2024 5-year estimates).