Winston County, Alabama home prices
Typical home $207,200 · +6.5% in a year · property tax 0.32%
The typical home in Winston County is worth $207,200, 13% less than the Alabama typical home ($238,614). Values changed +6.5% in the past year and +18.5% over five years. Homeowners here pay a median 0.32% of their home's value in property tax each year ($662 on the typical home), versus 0.38% statewide.
Mortgage on the typical Winston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,440 | $165,760 | $1,115 | $0 | $159 | $1,274 | $54,600 |
| 10% down | $20,720 | $186,480 | $1,254 | $78 | $159 | $1,491 | $63,900 |
| 5% down | $10,360 | $196,840 | $1,324 | $82 | $159 | $1,565 | $67,100 |
| 3.5% down (FHA) | $7,252 | $203,447 | $1,369 | $92 | $159 | $1,619 | $69,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Randolph County | $207,016 | +4.3% | 0.25% |
| Houston County | $200,548 | +1.5% | 0.31% |
| Jefferson County | $214,208 | +1.5% | 0.59% |
| De Kalb County | $215,383 | +5.2% | 0.32% |
| Russell County | $197,342 | +4.5% | 0.38% |
| Colbert County | $196,003 | +2.0% | 0.4% |
| Mobile County | $195,684 | +0.4% | 0.47% |
| Lawrence County | $220,468 | +0.5% | 0.29% |
| Bibb County | $220,480 | +3.6% | 0.2% |
| Henry County | $193,549 | +1.6% | 0.34% |
Frequently asked questions
What is the average home price in Winston County, AL?
The typical home value in Winston County is $207,200 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Winston County?
About $54,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Winston County?
The median effective rate is 0.32% of home value a year (Census ACS 2024 5-year estimates).