Jackson County, Alabama home prices
Typical home $189,054 · -0.5% in a year · property tax 0.3%
The typical home in Jackson County is worth $189,054, 21% less than the Alabama typical home ($238,614). Values changed -0.5% in the past year and +19.7% over five years. Homeowners here pay a median 0.3% of their home's value in property tax each year ($569 on the typical home), versus 0.38% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,811 | $151,243 | $1,017 | $0 | $142 | $1,159 | $49,700 |
| 10% down | $18,905 | $170,149 | $1,145 | $71 | $142 | $1,357 | $58,200 |
| 5% down | $9,453 | $179,602 | $1,208 | $75 | $142 | $1,425 | $61,100 |
| 3.5% down (FHA) | $6,617 | $185,630 | $1,249 | $84 | $142 | $1,474 | $63,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Scottsboro metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Etowah County | $185,226 | +5.8% | 0.39% |
| Henry County | $193,549 | +1.6% | 0.34% |
| Mobile County | $195,684 | +0.4% | 0.47% |
| Colbert County | $196,003 | +2.0% | 0.4% |
| Russell County | $197,342 | +4.5% | 0.38% |
| Coosa County | $180,253 | +5.2% | 0.27% |
| Hale County | $178,463 | +5.8% | 0.32% |
| Houston County | $200,548 | +1.5% | 0.31% |
| Talladega County | $177,293 | -0.7% | 0.36% |
| Coffee County | $177,245 | -2.2% | 0.36% |
Frequently asked questions
What is the average home price in Jackson County, AL?
The typical home value in Jackson County is $189,054 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $49,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 0.3% of home value a year (Census ACS 2024 5-year estimates).