Coosa County, Alabama home prices
Typical home $180,253 · +5.2% in a year · property tax 0.27%
The typical home in Coosa County is worth $180,253, 24% less than the Alabama typical home ($238,614). Values changed +5.2% in the past year and +4.2% over five years. Homeowners here pay a median 0.27% of their home's value in property tax each year ($492 on the typical home), versus 0.38% statewide.
Mortgage on the typical Coosa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,051 | $144,202 | $970 | $0 | $131 | $1,101 | $47,200 |
| 10% down | $18,025 | $162,227 | $1,091 | $68 | $131 | $1,290 | $55,300 |
| 5% down | $9,013 | $171,240 | $1,152 | $71 | $131 | $1,354 | $58,000 |
| 3.5% down (FHA) | $6,309 | $176,988 | $1,191 | $80 | $131 | $1,401 | $60,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hale County | $178,463 | +5.8% | 0.32% |
| Talladega County | $177,293 | -0.7% | 0.36% |
| Coffee County | $177,245 | -2.2% | 0.36% |
| Clay County | $176,684 | +6.1% | 0.21% |
| Franklin County | $175,986 | -1.8% | 0.32% |
| Etowah County | $185,226 | +5.8% | 0.39% |
| Jackson County | $189,054 | -0.5% | 0.3% |
| Calhoun County | $170,425 | +4.4% | 0.42% |
| Henry County | $193,549 | +1.6% | 0.34% |
| Geneva County | $165,106 | +2.8% | 0.34% |
Frequently asked questions
What is the average home price in Coosa County, AL?
The typical home value in Coosa County is $180,253 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Coosa County?
About $47,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Coosa County?
The median effective rate is 0.27% of home value a year (Census ACS 2024 5-year estimates).