How much house can I afford on $180,000 in Alaska?
About $621,000 with 20% down ($498,000 with an FHA loan), using Alaska's 1.06% property tax rate.
That is $223,212 more than the typical Alaska home ($397,932), so a $180,000 salary can buy a typical home here. The payment of $4,200 covers $3,343 principal and interest, $547 property tax and $311 insurance.
Counties in Alaska you can afford on $180,000
13 of 13 counties have a typical home value at or below $621,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sitka Borough | $481,818 | -5.4% | 0.46% |
| Juneau Borough | $473,329 | +4.5% | 0.95% |
| Anchorage Borough | $435,264 | +5.4% | 1.26% |
| Matanuska Susitna Borough | $408,655 | +6.3% | 1.06% |
| Kodiak Island Borough | $403,388 | +3.1% | 0.87% |
| Ketchikan Gateway Borough | $401,632 | +5.2% | 0.67% |
| Petersburg Borough | $383,220 | +12.9% | 0.6% |
| Kenai Peninsula Borough | $348,874 | +6.6% | 0.63% |
| Haines Borough | $332,342 | +1.6% | 0.83% |
| North Slope Borough | $318,810 | +7.8% | 1.06% |
| Wrangell Borough | $317,718 | +10.3% | 0.56% |
| Fairbanks North Star Borough | $314,310 | +5.4% | 1.19% |
| Southeast Fairbanks Borough | $292,991 | -5.3% | 1.19% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Alaska
Frequently asked questions
How much house can I afford on $180,000 in Alaska?
About $621,000 with 20% down at 7.11%, keeping the payment (with Alaska's 1.06% property tax and insurance) under $4,200 a month.
Is $180,000 enough to buy a house in Alaska?
Yes: the typical Alaska home is worth $397,932 (Zillow, September 2026) and $180,000 supports about $621,000. 13 of 13 counties are within budget.