Ketchikan Gateway Borough, Alaska home prices
Typical home $401,632 · +5.2% in a year · property tax 0.67%
The typical home in Ketchikan Gateway Borough is worth $401,632, about the same as the Alaska typical home ($397,932). Values changed +5.2% in the past year and +16.6% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($2,674 on the typical home), versus 1.06% statewide.
Mortgage on the typical Ketchikan Gateway Borough home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,326 | $321,306 | $2,161 | $0 | $424 | $2,585 | $110,800 |
| 10% down | $40,163 | $361,469 | $2,432 | $151 | $424 | $3,006 | $128,800 |
| 5% down | $20,082 | $381,551 | $2,567 | $159 | $424 | $3,149 | $135,000 |
| 3.5% down (FHA) | $14,057 | $394,358 | $2,653 | $178 | $424 | $3,254 | $139,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alaska · part of the Ketchikan metro area.
Alaska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kodiak Island Borough | $403,388 | +3.1% | 0.87% |
| Matanuska Susitna Borough | $408,655 | +6.3% | 1.06% |
| Petersburg Borough | $383,220 | +12.9% | 0.6% |
| Anchorage Borough | $435,264 | +5.4% | 1.26% |
| Kenai Peninsula Borough | $348,874 | +6.6% | 0.63% |
| Haines Borough | $332,342 | +1.6% | 0.83% |
| Juneau Borough | $473,329 | +4.5% | 0.95% |
| Sitka Borough | $481,818 | -5.4% | 0.46% |
| North Slope Borough | $318,810 | +7.8% | 1.06% |
| Wrangell Borough | $317,718 | +10.3% | 0.56% |
Frequently asked questions
What is the average home price in Ketchikan Gateway Borough, AK?
The typical home value in Ketchikan Gateway Borough is $401,632 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ketchikan Gateway Borough?
About $110,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ketchikan Gateway Borough?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).