How much house can I afford on $90,000 in Alaska?
About $311,000 with 20% down ($249,000 with an FHA loan), using Alaska's 1.06% property tax rate.
That is $87,360 less than the typical Alaska home ($397,932), so on $90,000 you'd look at cheaper areas or a smaller home. The payment of $2,100 covers $1,671 principal and interest, $273 property tax and $155 insurance.
Counties in Alaska you can afford on $90,000
1 of 13 counties have a typical home value at or below $311,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Southeast Fairbanks Borough | $292,991 | -5.3% | 1.19% |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Alaska
Frequently asked questions
How much house can I afford on $90,000 in Alaska?
About $311,000 with 20% down at 7.11%, keeping the payment (with Alaska's 1.06% property tax and insurance) under $2,100 a month.
Is $90,000 enough to buy a house in Alaska?
Not the typical home: the typical Alaska home is worth $397,932 (Zillow, September 2026) and $90,000 supports about $311,000. 1 of 13 counties are within budget.