How much house can I afford on $100,000 in Alaska?
About $345,000 with 20% down ($277,000 with an FHA loan), using Alaska's 1.06% property tax rate.
That is $52,852 less than the typical Alaska home ($397,932), so on $100,000 you'd look at cheaper areas or a smaller home. The payment of $2,333 covers $1,857 principal and interest, $304 property tax and $173 insurance.
Counties in Alaska you can afford on $100,000
5 of 13 counties have a typical home value at or below $345,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Haines Borough | $332,342 | +1.6% | 0.83% |
| North Slope Borough | $318,810 | +7.8% | 1.06% |
| Wrangell Borough | $317,718 | +10.3% | 0.56% |
| Fairbanks North Star Borough | $314,310 | +5.4% | 1.19% |
| Southeast Fairbanks Borough | $292,991 | -5.3% | 1.19% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Alaska
Frequently asked questions
How much house can I afford on $100,000 in Alaska?
About $345,000 with 20% down at 7.11%, keeping the payment (with Alaska's 1.06% property tax and insurance) under $2,333 a month.
Is $100,000 enough to buy a house in Alaska?
Not the typical home: the typical Alaska home is worth $397,932 (Zillow, September 2026) and $100,000 supports about $345,000. 5 of 13 counties are within budget.