Mortgage on a $350K house in New Hampshire
$2,477 a month with 20% down — $1,884 principal and interest plus $418 property tax and $175 insurance.
New Hampshire's typical property tax is 1.43% of the home's value a year (U.S. average 0.9%), which adds $418 a month on a $350K home. The typical home in New Hampshire is worth $510,937, so $350K is 31% below the typical price.
$350K home in New Hampshire: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,000 | $280,000 | $1,884 | $0 | $593 | $2,477 | $106,100 |
| 10% down | $35,000 | $315,000 | $2,119 | $131 | $593 | $2,843 | $121,900 |
| 5% down | $17,500 | $332,500 | $2,237 | $139 | $593 | $2,968 | $127,200 |
| 3.5% down (FHA) | $12,250 | $343,661 | $2,312 | $155 | $593 | $3,060 | $131,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in New Hampshire does $350K buy a typical home?
In these counties the typical home value is within 15% of $350K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Sullivan County | $384,641 | 2.14% | $2,683 |
| Cheshire County | $389,037 | 2.16% | $2,688 |
1 of 10 New Hampshire counties tracked by Zillow have a typical home value at or below $350K. See all New Hampshire home prices.
Other prices in New Hampshire
Frequently asked questions
What is the mortgage on a $350K house in New Hampshire?
About $2,477 a month with 20% down at 7.11%: $1,884 principal and interest, $418 property tax and $175 insurance.
How much do I need to make to buy a $350K house in New Hampshire?
About $106,100 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $350K house in New Hampshire?
At New Hampshire's typical effective rate of 1.43%, about $5,018 a year. Rates vary by county and city — see the county pages.