Mortgage on a $300K house in New Hampshire
$2,123 a month with 20% down — $1,614 principal and interest plus $358 property tax and $150 insurance.
New Hampshire's typical property tax is 1.43% of the home's value a year (U.S. average 0.9%), which adds $358 a month on a $300K home. The typical home in New Hampshire is worth $510,937, so $300K is 41% below the typical price.
$300K home in New Hampshire: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,000 | $240,000 | $1,614 | $0 | $508 | $2,123 | $91,000 |
| 10% down | $30,000 | $270,000 | $1,816 | $113 | $508 | $2,437 | $104,500 |
| 5% down | $15,000 | $285,000 | $1,917 | $119 | $508 | $2,544 | $109,000 |
| 3.5% down (FHA) | $10,500 | $294,566 | $1,982 | $133 | $508 | $2,623 | $112,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in New Hampshire does $300K buy a typical home?
No New Hampshire county has a typical home value within 15% of $300K.
1 of 10 New Hampshire counties tracked by Zillow have a typical home value at or below $300K. See all New Hampshire home prices.
Other prices in New Hampshire
Frequently asked questions
What is the mortgage on a $300K house in New Hampshire?
About $2,123 a month with 20% down at 7.11%: $1,614 principal and interest, $358 property tax and $150 insurance.
How much do I need to make to buy a $300K house in New Hampshire?
About $91,000 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $300K house in New Hampshire?
At New Hampshire's typical effective rate of 1.43%, about $4,301 a year. Rates vary by county and city — see the county pages.