Winston, NC home prices
Typical home $277,512 · +1.7% in a year · income needed $77,800
The Winston, NC metro area ranks 371 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.7% in a year and +26.7% over five years. With 20% down at 7.11%, the typical home costs about $1,815 a month including 0.79% property tax (Forsyth County rate).
Mortgage on the typical Winston home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,502 | $222,009 | $1,493 | $0 | $322 | $1,815 | $77,800 |
| 10% down | $27,751 | $249,760 | $1,680 | $104 | $322 | $2,106 | $90,300 |
| 5% down | $13,876 | $263,636 | $1,773 | $110 | $322 | $2,205 | $94,500 |
| 3.5% down (FHA) | $9,713 | $272,485 | $1,833 | $123 | $322 | $2,278 | $97,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Winston area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Forsyth County, NC | $281,187 | +0.4% | 0.79% |
| Davidson County, NC | $273,458 | +2.9% | 0.6% |
| Stokes County, NC | $259,278 | +6.4% | 0.6% |
| Davie County, NC | $325,287 | +3.2% | 0.63% |
| Yadkin County, NC | $233,897 | +3.8% | 0.67% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Winston?
The typical home in the Winston, NC metro area is worth $277,512 (Zillow, September 2026).
What salary do you need to buy a house in Winston?
About $77,800 a year for the typical home with 20% down at 7.11%.