Stokes County, North Carolina home prices
Typical home $259,278 · +6.4% in a year · property tax 0.6%
The typical home in Stokes County is worth $259,278, 22% less than the North Carolina typical home ($332,159). Values changed +6.4% in the past year and +33.8% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,554 on the typical home), versus 0.64% statewide.
Mortgage on the typical Stokes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,856 | $207,423 | $1,395 | $0 | $259 | $1,654 | $70,900 |
| 10% down | $25,928 | $233,351 | $1,570 | $97 | $259 | $1,926 | $82,500 |
| 5% down | $12,964 | $246,314 | $1,657 | $103 | $259 | $2,019 | $86,500 |
| 3.5% down (FHA) | $9,075 | $254,582 | $1,713 | $115 | $259 | $2,086 | $89,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Winston metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McDowell County | $256,108 | -2.5% | 0.53% |
| Gates County | $255,286 | +10.6% | 0.76% |
| Pasquotank County | $264,204 | +1.1% | 0.67% |
| Cherokee County | $264,815 | -0.2% | 0.46% |
| Burke County | $253,278 | +1.2% | 0.68% |
| Alleghany County | $266,244 | +1.5% | 0.57% |
| Randolph County | $251,780 | +2.6% | 0.67% |
| Alexander County | $268,040 | +6.7% | 0.6% |
| Person County | $246,547 | +4.6% | 0.62% |
| Davidson County | $273,458 | +2.9% | 0.6% |
Frequently asked questions
What is the average home price in Stokes County, NC?
The typical home value in Stokes County is $259,278 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stokes County?
About $70,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stokes County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).