Person County, North Carolina home prices
Typical home $246,547 · +4.6% in a year · property tax 0.62%
The typical home in Person County is worth $246,547, 26% less than the North Carolina typical home ($332,159). Values changed +4.6% in the past year and +24.2% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,531 on the typical home), versus 0.64% statewide.
Mortgage on the typical Person County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,309 | $197,237 | $1,327 | $0 | $251 | $1,578 | $67,600 |
| 10% down | $24,655 | $221,892 | $1,493 | $92 | $251 | $1,836 | $78,700 |
| 5% down | $12,327 | $234,219 | $1,576 | $98 | $251 | $1,924 | $82,500 |
| 3.5% down (FHA) | $8,629 | $242,081 | $1,628 | $109 | $251 | $1,988 | $85,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Durham metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pitt County | $243,595 | +1.1% | 0.83% |
| Surry County | $241,900 | +4.7% | 0.6% |
| Randolph County | $251,780 | +2.6% | 0.67% |
| Burke County | $253,278 | +1.2% | 0.68% |
| Gates County | $255,286 | +10.6% | 0.76% |
| McDowell County | $256,108 | -2.5% | 0.53% |
| Mitchell County | $236,388 | +3.4% | 0.52% |
| Beaufort County | $235,091 | +1.6% | 0.67% |
| Nash County | $234,011 | +1.5% | 0.71% |
| Yadkin County | $233,897 | +3.8% | 0.67% |
Frequently asked questions
What is the average home price in Person County, NC?
The typical home value in Person County is $246,547 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Person County?
About $67,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Person County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).