Forsyth County, North Carolina home prices
Typical home $281,187 · +0.4% in a year · property tax 0.79%
The typical home in Forsyth County is worth $281,187, 15% less than the North Carolina typical home ($332,159). Values changed +0.4% in the past year and +24.7% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($2,228 on the typical home), versus 0.64% statewide.
Mortgage on the typical Forsyth County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,237 | $224,949 | $1,513 | $0 | $326 | $1,840 | $78,800 |
| 10% down | $28,119 | $253,068 | $1,702 | $105 | $326 | $2,134 | $91,500 |
| 5% down | $14,059 | $267,127 | $1,797 | $111 | $326 | $2,235 | $95,800 |
| 3.5% down (FHA) | $9,842 | $276,094 | $1,857 | $124 | $326 | $2,308 | $98,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Winston metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hoke County | $281,415 | +0.1% | 0.67% |
| Pamlico County | $282,239 | +6.0% | 0.56% |
| Perquimans County | $284,977 | +7.5% | 0.59% |
| Rowan County | $275,856 | +0.0% | 0.65% |
| Craven County | $275,008 | +2.0% | 0.63% |
| Lee County | $287,872 | -0.0% | 0.74% |
| Guilford County | $274,335 | +0.1% | 0.84% |
| Davidson County | $273,458 | +2.9% | 0.6% |
| Onslow County | $290,604 | +3.2% | 0.64% |
| Alamance County | $290,921 | +1.0% | 0.62% |
Frequently asked questions
What is the average home price in Forsyth County, NC?
The typical home value in Forsyth County is $281,187 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Forsyth County?
About $78,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Forsyth County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).