Hoke County, North Carolina home prices
Typical home $281,415 · +0.1% in a year · property tax 0.67%
The typical home in Hoke County is worth $281,415, 15% less than the North Carolina typical home ($332,159). Values changed +0.1% in the past year and +35.0% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,880 on the typical home), versus 0.64% statewide.
Mortgage on the typical Hoke County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,283 | $225,132 | $1,514 | $0 | $297 | $1,812 | $77,700 |
| 10% down | $28,141 | $253,273 | $1,704 | $106 | $297 | $2,107 | $90,300 |
| 5% down | $14,071 | $267,344 | $1,798 | $111 | $297 | $2,207 | $94,600 |
| 3.5% down (FHA) | $9,850 | $276,318 | $1,859 | $124 | $297 | $2,281 | $97,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Fayetteville metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Forsyth County | $281,187 | +0.4% | 0.79% |
| Pamlico County | $282,239 | +6.0% | 0.56% |
| Perquimans County | $284,977 | +7.5% | 0.59% |
| Rowan County | $275,856 | +0.0% | 0.65% |
| Craven County | $275,008 | +2.0% | 0.63% |
| Lee County | $287,872 | -0.0% | 0.74% |
| Guilford County | $274,335 | +0.1% | 0.84% |
| Davidson County | $273,458 | +2.9% | 0.6% |
| Onslow County | $290,604 | +3.2% | 0.64% |
| Alamance County | $290,921 | +1.0% | 0.62% |
Frequently asked questions
What is the average home price in Hoke County, NC?
The typical home value in Hoke County is $281,415 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hoke County?
About $77,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hoke County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).