Staunton, VA home prices
Typical home $334,739 · +4.7% in a year · income needed $90,000
The Staunton, VA metro area ranks 249 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.7% in a year and +27.2% over five years. With 20% down at 7.11%, the typical home costs about $2,101 a month including 0.47% property tax (Augusta County rate).
Mortgage on the typical Staunton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,948 | $267,791 | $1,801 | $0 | $299 | $2,101 | $90,000 |
| 10% down | $33,474 | $301,265 | $2,027 | $126 | $299 | $2,451 | $105,100 |
| 5% down | $16,737 | $318,002 | $2,139 | $133 | $299 | $2,571 | $110,200 |
| 3.5% down (FHA) | $11,716 | $328,676 | $2,211 | $148 | $299 | $2,658 | $113,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Staunton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Augusta County, VA | $369,272 | +5.6% | 0.47% |
| Staunton City, VA | $288,132 | +3.8% | 0.7% |
| Waynesboro City, VA | $293,551 | +2.0% | 0.67% |
What can you afford in Virginia on your salary? · Virginia home prices · Salaries in Virginia
Frequently asked questions
How much is a house in Staunton?
The typical home in the Staunton, VA metro area is worth $334,739 (Zillow, September 2026).
What salary do you need to buy a house in Staunton?
About $90,000 a year for the typical home with 20% down at 7.11%.