Augusta County, Virginia home prices
Typical home $369,272 · +5.6% in a year · property tax 0.47%
The typical home in Augusta County is worth $369,272, 10% less than the Virginia typical home ($412,252). Values changed +5.6% in the past year and +25.0% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($1,744 on the typical home), versus 0.71% statewide.
Mortgage on the typical Augusta County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,854 | $295,418 | $1,987 | $0 | $330 | $2,317 | $99,300 |
| 10% down | $36,927 | $332,345 | $2,236 | $138 | $330 | $2,704 | $115,900 |
| 5% down | $18,464 | $350,809 | $2,360 | $146 | $330 | $2,836 | $121,500 |
| 3.5% down (FHA) | $12,925 | $362,584 | $2,439 | $163 | $330 | $2,932 | $125,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Staunton metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Northumberland County | $366,411 | +2.5% | 0.47% |
| Fluvanna County | $372,612 | +1.1% | 0.63% |
| Richmond City | $365,737 | +2.2% | 0.89% |
| Franklin County | $363,796 | +3.9% | 0.5% |
| Gloucester County | $375,131 | +4.0% | 0.57% |
| Nelson County | $362,239 | +3.0% | 0.5% |
| Rockingham County | $361,245 | +2.1% | 0.53% |
| Caroline County | $359,075 | +3.6% | 0.52% |
| Middlesex County | $380,242 | +1.2% | 0.5% |
| Orange County | $380,385 | +1.8% | 0.55% |
Frequently asked questions
What is the average home price in Augusta County, VA?
The typical home value in Augusta County is $369,272 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Augusta County?
About $99,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Augusta County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).