Rockingham County, Virginia home prices
Typical home $361,245 · +2.1% in a year · property tax 0.53%
The typical home in Rockingham County is worth $361,245, 12% less than the Virginia typical home ($412,252). Values changed +2.1% in the past year and +28.6% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($1,899 on the typical home), versus 0.71% statewide.
Mortgage on the typical Rockingham County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,249 | $288,996 | $1,944 | $0 | $339 | $2,283 | $97,800 |
| 10% down | $36,124 | $325,120 | $2,187 | $135 | $339 | $2,661 | $114,100 |
| 5% down | $18,062 | $343,183 | $2,309 | $143 | $339 | $2,790 | $119,600 |
| 3.5% down (FHA) | $12,644 | $354,702 | $2,386 | $160 | $339 | $2,885 | $123,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Harrisonburg metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nelson County | $362,239 | +3.0% | 0.5% |
| Caroline County | $359,075 | +3.6% | 0.52% |
| Franklin County | $363,796 | +3.9% | 0.5% |
| Richmond City | $365,737 | +2.2% | 0.89% |
| Prince George County | $356,119 | +3.8% | 0.74% |
| Northumberland County | $366,411 | +2.5% | 0.47% |
| Lexington City | $354,128 | +2.4% | 0.81% |
| Augusta County | $369,272 | +5.6% | 0.47% |
| King William County | $352,179 | +3.0% | 0.55% |
| Winchester City | $351,816 | +1.4% | 0.76% |
Frequently asked questions
What is the average home price in Rockingham County, VA?
The typical home value in Rockingham County is $361,245 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rockingham County?
About $97,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rockingham County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).