Harrisonburg, VA home prices
Typical home $350,368 · +2.6% in a year · income needed $94,900
The Harrisonburg, VA metro area ranks 224 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.6% in a year and +25.6% over five years. With 20% down at 7.11%, the typical home costs about $2,214 a month including 0.53% property tax (Rockingham County rate).
Mortgage on the typical Harrisonburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,074 | $280,294 | $1,886 | $0 | $329 | $2,214 | $94,900 |
| 10% down | $35,037 | $315,331 | $2,121 | $131 | $329 | $2,581 | $110,600 |
| 5% down | $17,518 | $332,849 | $2,239 | $139 | $329 | $2,706 | $116,000 |
| 3.5% down (FHA) | $12,263 | $344,022 | $2,314 | $155 | $329 | $2,798 | $119,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Harrisonburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rockingham County, VA | $361,245 | +2.1% | 0.53% |
| Harrisonburg City, VA | $327,726 | +3.0% | 0.76% |
What can you afford in Virginia on your salary? · Virginia home prices · Salaries in Virginia
Frequently asked questions
How much is a house in Harrisonburg?
The typical home in the Harrisonburg, VA metro area is worth $350,368 (Zillow, September 2026).
What salary do you need to buy a house in Harrisonburg?
About $94,900 a year for the typical home with 20% down at 7.11%.