Waynesboro City, Virginia home prices
Typical home $293,551 · +2.0% in a year · property tax 0.67%
The typical home in Waynesboro City is worth $293,551, 29% less than the Virginia typical home ($412,252). Values changed +2.0% in the past year and +24.7% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,960 on the typical home), versus 0.71% statewide.
Mortgage on the typical Waynesboro City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,710 | $234,840 | $1,580 | $0 | $310 | $1,890 | $81,000 |
| 10% down | $29,355 | $264,196 | $1,777 | $110 | $310 | $2,197 | $94,200 |
| 5% down | $14,678 | $278,873 | $1,876 | $116 | $310 | $2,302 | $98,700 |
| 3.5% down (FHA) | $10,274 | $288,234 | $1,939 | $130 | $310 | $2,379 | $102,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Staunton metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Newport News City | $291,426 | +2.8% | 1.01% |
| Essex County | $296,194 | +2.9% | 0.57% |
| Salem City | $290,648 | +3.8% | 0.9% |
| Appomattox County | $289,196 | +7.8% | 0.52% |
| Cumberland County | $288,159 | +9.4% | 0.57% |
| Staunton City | $288,132 | +3.8% | 0.7% |
| King and Queen County | $299,161 | +5.6% | 0.52% |
| Dinwiddie County | $300,969 | +5.4% | 0.55% |
| Highland County | $283,985 | +3.4% | 0.57% |
| Colonial Heights City | $280,370 | +0.5% | 0.84% |
Frequently asked questions
What is the average home price in Waynesboro City, VA?
The typical home value in Waynesboro City is $293,551 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Waynesboro City?
About $81,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Waynesboro City?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).