Dinwiddie County, Virginia home prices
Typical home $300,969 · +5.4% in a year · property tax 0.55%
The typical home in Dinwiddie County is worth $300,969, 27% less than the Virginia typical home ($412,252). Values changed +5.4% in the past year and +45.2% over five years. Homeowners here pay a median 0.55% of their home's value in property tax each year ($1,645 on the typical home), versus 0.71% statewide.
Mortgage on the typical Dinwiddie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,194 | $240,776 | $1,620 | $0 | $288 | $1,907 | $81,700 |
| 10% down | $30,097 | $270,873 | $1,822 | $113 | $288 | $2,223 | $95,300 |
| 5% down | $15,048 | $285,921 | $1,923 | $119 | $288 | $2,330 | $99,900 |
| 3.5% down (FHA) | $10,534 | $295,518 | $1,988 | $133 | $288 | $2,409 | $103,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Richmond metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| King and Queen County | $299,161 | +5.6% | 0.52% |
| Essex County | $296,194 | +2.9% | 0.57% |
| Waynesboro City | $293,551 | +2.0% | 0.67% |
| Westmoreland County | $309,231 | -0.1% | 0.6% |
| Northampton County | $309,419 | +5.0% | 0.57% |
| Newport News City | $291,426 | +2.8% | 1.01% |
| Page County | $310,702 | +4.7% | 0.64% |
| Norfolk City | $310,877 | +1.5% | 1% |
| Salem City | $290,648 | +3.8% | 0.9% |
| Appomattox County | $289,196 | +7.8% | 0.52% |
Frequently asked questions
What is the average home price in Dinwiddie County, VA?
The typical home value in Dinwiddie County is $300,969 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dinwiddie County?
About $81,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dinwiddie County?
The median effective rate is 0.55% of home value a year (Census ACS 2024 5-year estimates).