Roane County, West Virginia home prices
Typical home $126,181 · +4.4% in a year · property tax 0.44%
The typical home in Roane County is worth $126,181, 29% less than the West Virginia typical home ($176,576). Values changed +4.4% in the past year and +5.1% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($555 on the typical home), versus 0.51% statewide.
Mortgage on the typical Roane County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,236 | $100,945 | $679 | $0 | $109 | $788 | $33,800 |
| 10% down | $12,618 | $113,563 | $764 | $47 | $109 | $921 | $39,500 |
| 5% down | $6,309 | $119,872 | $806 | $50 | $109 | $966 | $41,400 |
| 3.5% down (FHA) | $4,416 | $123,895 | $833 | $56 | $109 | $999 | $42,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barbour County | $124,357 | -0.4% | 0.43% |
| Brooke County | $128,596 | -0.8% | 0.53% |
| Lewis County | $128,840 | -2.7% | 0.46% |
| Clay County | $120,944 | -0.4% | 0.35% |
| Gilmer County | $118,423 | +6.6% | 0.49% |
| Braxton County | $136,031 | -1.4% | 0.45% |
| Ritchie County | $116,307 | -3.9% | 0.66% |
| Doddridge County | $136,177 | +12.7% | 0.5% |
| Tyler County | $113,494 | +0.3% | 0.57% |
| Marshall County | $139,040 | +3.9% | 0.45% |
Frequently asked questions
What is the average home price in Roane County, WV?
The typical home value in Roane County is $126,181 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Roane County?
About $33,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Roane County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).