Gilmer County, West Virginia home prices
Typical home $118,423 · +6.6% in a year · property tax 0.49%
The typical home in Gilmer County is worth $118,423, 33% less than the West Virginia typical home ($176,576). Values changed +6.6% in the past year and +22.4% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($579 on the typical home), versus 0.51% statewide.
Mortgage on the typical Gilmer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,685 | $94,739 | $637 | $0 | $107 | $745 | $31,900 |
| 10% down | $11,842 | $106,581 | $717 | $44 | $107 | $869 | $37,200 |
| 5% down | $5,921 | $112,502 | $757 | $47 | $107 | $911 | $39,100 |
| 3.5% down (FHA) | $4,145 | $116,278 | $782 | $52 | $107 | $942 | $40,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ritchie County | $116,307 | -3.9% | 0.66% |
| Clay County | $120,944 | -0.4% | 0.35% |
| Tyler County | $113,494 | +0.3% | 0.57% |
| Barbour County | $124,357 | -0.4% | 0.43% |
| Wetzel County | $112,058 | +1.7% | 0.67% |
| Roane County | $126,181 | +4.4% | 0.44% |
| Brooke County | $128,596 | -0.8% | 0.53% |
| Lewis County | $128,840 | -2.7% | 0.46% |
| Logan County | $107,969 | +2.9% | 0.56% |
| Wirt County | $107,854 | -4.9% | 0.52% |
Frequently asked questions
What is the average home price in Gilmer County, WV?
The typical home value in Gilmer County is $118,423 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gilmer County?
About $31,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gilmer County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).