Ritchie County, West Virginia home prices
Typical home $116,307 · -3.9% in a year · property tax 0.66%
The typical home in Ritchie County is worth $116,307, 34% less than the West Virginia typical home ($176,576). Values changed -3.9% in the past year and +4.4% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($766 on the typical home), versus 0.51% statewide.
Mortgage on the typical Ritchie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,261 | $93,046 | $626 | $0 | $122 | $748 | $32,100 |
| 10% down | $11,631 | $104,676 | $704 | $44 | $122 | $870 | $37,300 |
| 5% down | $5,815 | $110,492 | $743 | $46 | $122 | $911 | $39,100 |
| 3.5% down (FHA) | $4,071 | $114,200 | $768 | $51 | $122 | $942 | $40,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gilmer County | $118,423 | +6.6% | 0.49% |
| Tyler County | $113,494 | +0.3% | 0.57% |
| Wetzel County | $112,058 | +1.7% | 0.67% |
| Clay County | $120,944 | -0.4% | 0.35% |
| Barbour County | $124,357 | -0.4% | 0.43% |
| Logan County | $107,969 | +2.9% | 0.56% |
| Wirt County | $107,854 | -4.9% | 0.52% |
| Roane County | $126,181 | +4.4% | 0.44% |
| Calhoun County | $105,494 | +13.1% | 0.42% |
| Brooke County | $128,596 | -0.8% | 0.53% |
Frequently asked questions
What is the average home price in Ritchie County, WV?
The typical home value in Ritchie County is $116,307 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ritchie County?
About $32,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ritchie County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).