Boone County, West Virginia home prices
Typical home $95,509 · +3.2% in a year · property tax 0.67%
The typical home in Boone County is worth $95,509, 46% less than the West Virginia typical home ($176,576). Values changed +3.2% in the past year and +10.7% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($636 on the typical home), versus 0.51% statewide.
Mortgage on the typical Boone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,102 | $76,407 | $514 | $0 | $101 | $615 | $26,300 |
| 10% down | $9,551 | $85,958 | $578 | $36 | $101 | $715 | $30,600 |
| 5% down | $4,775 | $90,733 | $610 | $38 | $101 | $749 | $32,100 |
| 3.5% down (FHA) | $3,343 | $93,779 | $631 | $42 | $101 | $774 | $33,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Charleston metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $98,800 | -11.6% | 0.51% |
| Calhoun County | $105,494 | +13.1% | 0.42% |
| Webster County | $84,311 | -1.1% | 0.4% |
| Wirt County | $107,854 | -4.9% | 0.52% |
| Logan County | $107,969 | +2.9% | 0.56% |
| Wetzel County | $112,058 | +1.7% | 0.67% |
| Tyler County | $113,494 | +0.3% | 0.57% |
| Ritchie County | $116,307 | -3.9% | 0.66% |
| Mingo County | $73,736 | -3.7% | 0.47% |
| Gilmer County | $118,423 | +6.6% | 0.49% |
Frequently asked questions
What is the average home price in Boone County, WV?
The typical home value in Boone County is $95,509 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Boone County?
About $26,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Boone County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).