Botetourt County, Virginia home prices
Typical home $314,985 · +4.5% in a year · property tax 0.64%
The typical home in Botetourt County is worth $314,985, 24% less than the Virginia typical home ($412,252). Values changed +4.5% in the past year and +21.8% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($2,028 on the typical home), versus 0.71% statewide.
Mortgage on the typical Botetourt County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,997 | $251,988 | $1,695 | $0 | $326 | $2,022 | $86,600 |
| 10% down | $31,499 | $283,487 | $1,907 | $118 | $326 | $2,352 | $100,800 |
| 5% down | $15,749 | $299,236 | $2,013 | $125 | $326 | $2,464 | $105,600 |
| 3.5% down (FHA) | $11,024 | $309,280 | $2,081 | $139 | $326 | $2,546 | $109,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Roanoke metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Norfolk City | $310,877 | +1.5% | 1% |
| Page County | $310,702 | +4.7% | 0.64% |
| Northampton County | $309,419 | +5.0% | 0.57% |
| Westmoreland County | $309,231 | -0.1% | 0.6% |
| Harrisonburg City | $327,726 | +3.0% | 0.76% |
| Dinwiddie County | $300,969 | +5.4% | 0.55% |
| King and Queen County | $299,161 | +5.6% | 0.52% |
| Amelia County | $331,000 | +5.4% | 0.38% |
| Rockbridge County | $332,256 | +4.2% | 0.6% |
| Essex County | $296,194 | +2.9% | 0.57% |
Frequently asked questions
What is the average home price in Botetourt County, VA?
The typical home value in Botetourt County is $314,985 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Botetourt County?
About $86,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Botetourt County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).