Rockbridge County, Virginia home prices
Typical home $332,256 · +4.2% in a year · property tax 0.6%
The typical home in Rockbridge County is worth $332,256, 19% less than the Virginia typical home ($412,252). Values changed +4.2% in the past year and +24.6% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,992 on the typical home), versus 0.71% statewide.
Mortgage on the typical Rockbridge County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,451 | $265,805 | $1,788 | $0 | $332 | $2,120 | $90,900 |
| 10% down | $33,226 | $299,030 | $2,012 | $125 | $332 | $2,468 | $105,800 |
| 5% down | $16,613 | $315,643 | $2,123 | $132 | $332 | $2,587 | $110,900 |
| 3.5% down (FHA) | $11,629 | $326,238 | $2,195 | $147 | $332 | $2,674 | $114,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Amelia County | $331,000 | +5.4% | 0.38% |
| Roanoke County | $335,201 | +3.2% | 0.85% |
| Harrisonburg City | $327,726 | +3.0% | 0.76% |
| Montgomery County | $338,166 | +2.1% | 0.74% |
| Shenandoah County | $340,191 | +2.4% | 0.52% |
| Mathews County | $349,114 | +1.5% | 0.43% |
| Botetourt County | $314,985 | +4.5% | 0.64% |
| Bedford County | $351,809 | +4.2% | 0.43% |
| Winchester City | $351,816 | +1.4% | 0.76% |
| King William County | $352,179 | +3.0% | 0.55% |
Frequently asked questions
What is the average home price in Rockbridge County, VA?
The typical home value in Rockbridge County is $332,256 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rockbridge County?
About $90,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rockbridge County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).