Wichita County, Texas home prices
Typical home $169,452 · +2.1% in a year · property tax 1.64%
The typical home in Wichita County is worth $169,452, 43% less than the Texas typical home ($296,424). Values changed +2.1% in the past year and +22.8% over five years. Homeowners here pay a median 1.64% of their home's value in property tax each year ($2,780 on the typical home), versus 1.32% statewide.
Mortgage on the typical Wichita County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,890 | $135,561 | $912 | $0 | $316 | $1,228 | $52,600 |
| 10% down | $16,945 | $152,506 | $1,026 | $64 | $316 | $1,406 | $60,300 |
| 5% down | $8,473 | $160,979 | $1,083 | $67 | $316 | $1,466 | $62,800 |
| 3.5% down (FHA) | $5,931 | $166,382 | $1,119 | $75 | $316 | $1,511 | $64,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Wichita Falls metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Trinity County | $169,177 | -5.5% | 1.06% |
| Red River County | $170,667 | +10.4% | 1.01% |
| San Augustine County | $167,865 | -1.8% | 0.68% |
| Hemphill County | $171,727 | +11.7% | 1.16% |
| Deaf Smith County | $172,414 | -1.8% | 1.48% |
| Carson County | $166,359 | +4.9% | 1.19% |
| Tyler County | $172,727 | +2.4% | 0.89% |
| Frio County | $166,174 | +1.4% | 1.55% |
| Hockley County | $165,559 | +1.3% | 1.39% |
| Willacy County | $173,352 | -3.2% | 1.68% |
Frequently asked questions
What is the average home price in Wichita County, TX?
The typical home value in Wichita County is $169,452 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wichita County?
About $52,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wichita County?
The median effective rate is 1.64% of home value a year (Census ACS 2024 5-year estimates).