Trinity County, Texas home prices
Typical home $169,177 · -5.5% in a year · property tax 1.06%
The typical home in Trinity County is worth $169,177, 43% less than the Texas typical home ($296,424). Values changed -5.5% in the past year and -3.5% over five years. Homeowners here pay a median 1.06% of their home's value in property tax each year ($1,789 on the typical home), versus 1.32% statewide.
Mortgage on the typical Trinity County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,835 | $135,341 | $910 | $0 | $234 | $1,144 | $49,000 |
| 10% down | $16,918 | $152,259 | $1,024 | $63 | $234 | $1,321 | $56,600 |
| 5% down | $8,459 | $160,718 | $1,081 | $67 | $234 | $1,382 | $59,200 |
| 3.5% down (FHA) | $5,921 | $166,112 | $1,117 | $75 | $234 | $1,426 | $61,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wichita County | $169,452 | +2.1% | 1.64% |
| San Augustine County | $167,865 | -1.8% | 0.68% |
| Red River County | $170,667 | +10.4% | 1.01% |
| Hemphill County | $171,727 | +11.7% | 1.16% |
| Carson County | $166,359 | +4.9% | 1.19% |
| Frio County | $166,174 | +1.4% | 1.55% |
| Deaf Smith County | $172,414 | -1.8% | 1.48% |
| Tyler County | $172,727 | +2.4% | 0.89% |
| Hockley County | $165,559 | +1.3% | 1.39% |
| Willacy County | $173,352 | -3.2% | 1.68% |
Frequently asked questions
What is the average home price in Trinity County, TX?
The typical home value in Trinity County is $169,177 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Trinity County?
About $49,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Trinity County?
The median effective rate is 1.06% of home value a year (Census ACS 2024 5-year estimates).