Red River County, Texas home prices
Typical home $170,667 · +10.4% in a year · property tax 1.01%
The typical home in Red River County is worth $170,667, 42% less than the Texas typical home ($296,424). Values changed +10.4% in the past year and -0.2% over five years. Homeowners here pay a median 1.01% of their home's value in property tax each year ($1,719 on the typical home), versus 1.32% statewide.
Mortgage on the typical Red River County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,133 | $136,534 | $918 | $0 | $229 | $1,147 | $49,200 |
| 10% down | $17,067 | $153,600 | $1,033 | $64 | $229 | $1,326 | $56,800 |
| 5% down | $8,533 | $162,134 | $1,091 | $68 | $229 | $1,387 | $59,400 |
| 3.5% down (FHA) | $5,973 | $167,576 | $1,127 | $75 | $229 | $1,431 | $61,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hemphill County | $171,727 | +11.7% | 1.16% |
| Wichita County | $169,452 | +2.1% | 1.64% |
| Trinity County | $169,177 | -5.5% | 1.06% |
| Deaf Smith County | $172,414 | -1.8% | 1.48% |
| Tyler County | $172,727 | +2.4% | 0.89% |
| Willacy County | $173,352 | -3.2% | 1.68% |
| Parmer County | $173,393 | +10.7% | 1.28% |
| San Augustine County | $167,865 | -1.8% | 0.68% |
| Limestone County | $174,480 | -2.1% | 1.19% |
| Polk County | $174,922 | -4.6% | 0.9% |
Frequently asked questions
What is the average home price in Red River County, TX?
The typical home value in Red River County is $170,667 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Red River County?
About $49,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Red River County?
The median effective rate is 1.01% of home value a year (Census ACS 2024 5-year estimates).