Ector County, Texas home prices
Typical home $252,414 · +3.8% in a year · property tax 1.27%
The typical home in Ector County is worth $252,414, 15% less than the Texas typical home ($296,424). Values changed +3.8% in the past year and +14.4% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($3,200 on the typical home), versus 1.32% statewide.
Mortgage on the typical Ector County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,483 | $201,931 | $1,358 | $0 | $393 | $1,751 | $75,100 |
| 10% down | $25,241 | $227,173 | $1,528 | $95 | $393 | $2,016 | $86,400 |
| 5% down | $12,621 | $239,793 | $1,613 | $100 | $393 | $2,106 | $90,300 |
| 3.5% down (FHA) | $8,834 | $247,842 | $1,667 | $112 | $393 | $2,172 | $93,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Odessa metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Irion County | $252,990 | -6.3% | 0.7% |
| Gonzales County | $253,175 | -6.2% | 1.31% |
| Martin County | $251,649 | +1.8% | 0.91% |
| Bexar County | $250,969 | -2.3% | 1.73% |
| Hopkins County | $255,721 | -3.2% | 1% |
| Bell County | $247,929 | -1.9% | 1.44% |
| McLennan County | $257,622 | +0.4% | 1.42% |
| Armstrong County | $245,373 | +9.5% | 1.23% |
| Montague County | $260,206 | -2.0% | 0.92% |
| Hartley County | $261,373 | +7.7% | 1.01% |
Frequently asked questions
What is the average home price in Ector County, TX?
The typical home value in Ector County is $252,414 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ector County?
About $75,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ector County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).