Armstrong County, Texas home prices
Typical home $245,373 · +9.5% in a year · property tax 1.23%
The typical home in Armstrong County is worth $245,373, 17% less than the Texas typical home ($296,424). Values changed +9.5% in the past year and +13.3% over five years. Homeowners here pay a median 1.23% of their home's value in property tax each year ($3,020 on the typical home), versus 1.32% statewide.
Mortgage on the typical Armstrong County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,075 | $196,298 | $1,321 | $0 | $374 | $1,695 | $72,600 |
| 10% down | $24,537 | $220,836 | $1,486 | $92 | $374 | $1,952 | $83,700 |
| 5% down | $12,269 | $233,104 | $1,568 | $97 | $374 | $2,040 | $87,400 |
| 3.5% down (FHA) | $8,588 | $240,929 | $1,621 | $109 | $374 | $2,104 | $90,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.23% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Amarillo metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bell County | $247,929 | -1.9% | 1.44% |
| Atascosa County | $242,697 | +0.6% | 1.29% |
| Wharton County | $242,430 | +1.9% | 1.52% |
| Bosque County | $240,511 | +0.7% | 0.98% |
| Gaines County | $240,166 | +2.4% | 1.57% |
| Bexar County | $250,969 | -2.3% | 1.73% |
| San Jacinto County | $239,361 | -3.4% | 0.99% |
| Archer County | $239,118 | +5.4% | 1.21% |
| Martin County | $251,649 | +1.8% | 0.91% |
| Ector County | $252,414 | +3.8% | 1.27% |
Frequently asked questions
What is the average home price in Armstrong County, TX?
The typical home value in Armstrong County is $245,373 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Armstrong County?
About $72,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Armstrong County?
The median effective rate is 1.23% of home value a year (Census ACS 2024 5-year estimates).