Brookings County, South Dakota home prices
Typical home $327,004 · +6.1% in a year · property tax 1.13%
The typical home in Brookings County is worth $327,004, 3% more than the South Dakota typical home ($317,874). Values changed +6.1% in the past year and +30.0% over five years. Homeowners here pay a median 1.13% of their home's value in property tax each year ($3,684 on the typical home), versus 1.04% statewide.
Mortgage on the typical Brookings County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,401 | $261,603 | $1,760 | $0 | $471 | $2,230 | $95,600 |
| 10% down | $32,700 | $294,304 | $1,980 | $123 | $471 | $2,573 | $110,300 |
| 5% down | $16,350 | $310,654 | $2,090 | $129 | $471 | $2,690 | $115,300 |
| 3.5% down (FHA) | $11,445 | $321,081 | $2,160 | $145 | $471 | $2,775 | $118,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.13% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Brookings metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Minnehaha County | $325,224 | +1.3% | 1.14% |
| Codington County | $335,543 | +3.1% | 0.97% |
| Moody County | $315,215 | +8.0% | 1.1% |
| Hamlin County | $340,142 | +12.2% | 1.11% |
| Lake County | $312,689 | +2.4% | 1.03% |
| Stanley County | $302,274 | +0.8% | 1.32% |
| Deuel County | $298,508 | +6.2% | 0.82% |
| Union County | $355,956 | +2.7% | 1.1% |
| Hughes County | $293,735 | +3.0% | 1.1% |
| Butte County | $360,624 | +3.7% | 0.93% |
Frequently asked questions
What is the average home price in Brookings County, SD?
The typical home value in Brookings County is $327,004 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Brookings County?
About $95,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Brookings County?
The median effective rate is 1.13% of home value a year (Census ACS 2024 5-year estimates).