Washington County, Rhode Island home prices
Typical home $683,840 · +5.9% in a year · property tax 1%
The typical home in Washington County is worth $683,840, 34% more than the Rhode Island typical home ($508,507). Values changed +5.9% in the past year and +38.3% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($6,830 on the typical home), versus 1.02% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $136,768 | $547,072 | $3,680 | $0 | $911 | $4,591 | $196,800 |
| 10% down | $68,384 | $615,456 | $4,140 | $256 | $911 | $5,308 | $227,500 |
| 5% down | $34,192 | $649,648 | $4,370 | $271 | $911 | $5,552 | $237,900 |
| 3.5% down (FHA) | $23,934 | $671,454 | $4,517 | $302 | $911 | $5,730 | $245,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Rhode Island · part of the Providence metro area.
Rhode Island counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bristol County | $650,424 | +3.2% | 1.29% |
| Newport County | $787,185 | +6.0% | 0.89% |
| Providence County | $453,475 | +2.3% | 1.25% |
| Kent County | $441,067 | +4.4% | 1.35% |
Frequently asked questions
What is the average home price in Washington County, RI?
The typical home value in Washington County is $683,840 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $196,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).