Kent County, Rhode Island home prices
Typical home $441,067 · +4.4% in a year · property tax 1.35%
The typical home in Kent County is worth $441,067, 13% less than the Rhode Island typical home ($508,507). Values changed +4.4% in the past year and +35.2% over five years. Homeowners here pay a median 1.35% of their home's value in property tax each year ($5,972 on the typical home), versus 1.02% statewide.
Mortgage on the typical Kent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $88,213 | $352,854 | $2,374 | $0 | $718 | $3,092 | $132,500 |
| 10% down | $44,107 | $396,960 | $2,670 | $165 | $718 | $3,554 | $152,300 |
| 5% down | $22,053 | $419,014 | $2,819 | $175 | $718 | $3,712 | $159,100 |
| 3.5% down (FHA) | $15,437 | $433,078 | $2,913 | $195 | $718 | $3,827 | $164,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Rhode Island · part of the Providence metro area.
Rhode Island counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Providence County | $453,475 | +2.3% | 1.25% |
| Bristol County | $650,424 | +3.2% | 1.29% |
| Washington County | $683,840 | +5.9% | 1% |
| Newport County | $787,185 | +6.0% | 0.89% |
Frequently asked questions
What is the average home price in Kent County, RI?
The typical home value in Kent County is $441,067 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kent County?
About $132,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kent County?
The median effective rate is 1.35% of home value a year (Census ACS 2024 5-year estimates).